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Tariffs and terms
of service

General provisions on tariffs of JSC Bank CenterCredit

Has your business been operating for less than 6 months?

It’s time to unlock the benefits: open an account online
and get a whole year with no maintenance and payment fees.

General provisions on tariffs of JSC Bank CenterCredit

1. The service tariffs comply with the laws of the Republic of Kazakhstan and the regulations of the National Bank of the Republic of Kazakhstan. 

2.In view of the dynamic development of banking activities in the Republic of Kazakhstan, the Bank may introduce amendments and additions to the tariffs, subject to prior notification of clients and correspondent banks. 

3. In order to define the rights, obligations, liabilities, and scope of authority when conducting financial transactions with customers and opening personal accounts, bank account agreements are concluded. 

4. Fees for transactions are paid in KZT at the exchange rate of the National Bank of the Republic of Kazakhstan on transaction date or paid in foreign currency. 

5.The fees charged shall not be refunded in case of payment order cancellation.

Service packages

Free

For a start-up business

Account Maintenance

1% оf incoming funds

Payments in KZT

Free

Merchant Acquiring

0%

Payments in RUB

0,20%
min 3 000 ₸
max 50 000 ₸

Payments in USD/EUR

0,3%
min 20 000 ₸
max 134 000 ₸

Payments in CNY

0,3%
min 15 000 ₸
max 134 000 ₸

Via BCC Business (money transfer that is not related to the execution of a currency agreement, which requires registration of a document at currency control)

in RUB - 5000
in USD/EUR - 23000
in CNY - 20000

Checking and receiving a currency message without assigning a billing number

2,000 ₸ (on paper), 

1,000 tons (via BCC business)

Assigning/updating a message account number

8,000 ₸ (in paper form), 

4,000 tons (via BCC business)

Deposits in KZT

Standard Rate

Cash withdrawal through the cashier

0,45%  min. 1000 ₸

Depositing cash through the cashier

before 16:00: up to 2 million 5,000 rubles, over 0.25% of the amount

After 16:00: up to 2 million 8000, over 0.40% of the amount

Withdrawal/Depositing cash through ATMs

Free

Issue of the #businessprime premium card

30 000 ₸

Internet acquiring

1.8% min 25 t. according to the maps of the STB RK

3.5% min 350 t. using foreign Bank cards

Tariff for the "Internet Acquiring" product for merchants providing services under MCC within the preferential directions of the International Payment System

1.5% min 25 t. according to the maps of the STB RK

3.5% min 350 t. using foreign Bank cards

Customer payment services made via E-com Micromerchant*: *The terms of this tariff apply to customers (individual entrepreneurs) with an annual turnover of less than 45,000,000 KZT

1.8% min 25 t. according to the maps of the STB RK

3.5% min 350 t. using foreign Bank cards

Telemedicine services

-

Cost
0 ₸
Optimal +

For small businesses

Promo
Account Maintenance

New clients 2 months free of charge when opening an online account 

1st month - 6,990

Thereafter free of charge
Free of charge from the second month in case of selecting the monthly package service and if one of the below criteria is met:
1. Minimum current account balance – min. KZT 1 million
2. Corporate card purchases – min. KZT 1 million
3. Active payroll card program – min. KZT 1 million, with least 10 active cards for the payroll fund

If no conditions are met — 6,990 KZT per month
Payments in KZT

20 payments for freethen 300

Merchant Acquiring

0,7%

Payments in RUB

0,15% 

min 2 500 ₸ 

max 40 000 ₸

Payments in USD/EUR

0,3% 

min 15 000 ₸ 

max 120 000 ₸

Payments in CNY

0,25%
min 8 000 KZT
max 120 000 KZT

Via BCC Business (money transfer that is not related to the execution of a currency agreement, which requires registration of a document at currency control)

in RUB - 3000
in USD/EUR - 20000
in CNY - 15000

Checking and receiving a currency message without assigning a billing number

2,000 ₸ (on paper),

Free of charge (via BCC business)

Assigning/updating a message account number

8,000 (on paper)

Free of charge (via BCC business)

Deposits in KZT

Standard rate

Cash withdrawal through the cashier

0,35%

min 1 000 ₸ 

Depositing cash through the cashier

0,15% 

min 1 000 ₸

Withdrawal/Depositing cash through ATMs

up to 2 million - free of charge 

Next, 0.4% min 400

Cash deposit via ATMs - Free

Issue of the #businessprime premium card

30 000 ₸


Internet acquiring

2.7% min. 25 t . according to the maps of the STB RK

3.7% min. 350 t. using foreign Bank cards

Tariff for the "Internet Acquiring" product for merchants providing services under MCC within the preferential directions of the International Payment System

2.4% min 25 t.

according to the maps of the STB RK;

3.7% min 350 t.

using foreign Bank cards

Customer payment services made via E-com Micromerchant*: *The terms of this tariff apply to customers (individual entrepreneurs) with an annual turnover of less than 45,000,000 KZT

1.5% min 25 t. according to the maps of the STB RK;

3.7% min 350 t. using foreign Bank cards

Telemedicine services

-

Cost
6 990 ₸ / months
Premium

Medium-sized businesses

Account Maintenance

1st month - 34,990




Thereafter free of charge
Free of charge from the second month in case of selecting the monthly package service and if one of the below criteria is met:

1. Minimum current account balance – min. KZT 5 million
2. Corporate card purchases – min. KZT 5 million
3. Active payroll card program – min. KZT 5 million, with least 50 active cards for the payroll fund

If no conditions are met — 34,990 KZT per month
Payments in KZT

50 payments are freethen 250

Merchant Acquiring

0,5%

Payments in RUB

0,1% 

min 2 000 ₸ 

max 30 000 ₸

Payments in USD/EUR

0,2% 

min 12 000 ₸ 

max 100 000 ₸

Payments in CNY

0,17 %
min 7 000 KZT
max 100 000 KZT

Via BCC Business (money transfer that is not related to the execution of a currency agreement, which requires registration of a document at currency control)

in RUB - 2500
in USD/EUR - 15000
in CNY - 10000

Checking and receiving a currency message without assigning a billing number

Free

Assigning/updating a message account number

Free

Deposits in KZT

+0.5% to the standard rate 

Overnight  

Standard rate

Cash withdrawal through the cashier

0,25%

min 1 000 ₸

 

Depositing cash through the cashier

0,1% 

min 1 000 ₸

Withdrawal/Depositing cash through ATMs

up to 5 million tenge - free of charge

Next, 0.4% min 400  

Cash deposit via ATMs - Free

Issue of the #businessprime premium card

10 000 ₸

Internet acquiring

2.6% min 25 t. according to the maps of the STB RK; 3.6% min 350 t. using foreign Bank cards

Tariff for the "Internet Acquiring" product for merchants providing services under MCC within the preferential directions of the International Payment System

2.3% min 25 t. according to the maps of the STB RK; 3.6% min 350 t. using foreign Bank cards

Customer payment services made via E-com Micromerchant*: *The terms of this tariff apply to customers (individual entrepreneurs) with an annual turnover of less than 45,000,000 KZT

1.4% min 25 t. according to the maps of the STB RK; 3.6% min 350 t. using foreign Bank cards

Telemedicine services

Free

Cost
34 990 ₸ / months
Ultra

Corporate and large business

Account Maintenance

1st month - 299,990




Thereafter free of charge
Free of charge from the second month in case of selecting the monthly package service and if one of the below criteria is met:

1. Minimum current account balance – min. KZT 100 million
2. Corporate card purchases – min. KZT 100 million
3. Active payroll card program – min. KZT 100 million, with least 250 active cards for the payroll fund

If no conditions are met — 299,990 KZT per month
Payments in KZT

1,000 payments are free of charge next 200

Merchant Acquiring

0%

Payments in USD/EUR/СNY/RUB

25 payments - 0 KZT, further: 0.15% min 8,000 KZT max 90,000 KZT - in USD/EUR, 0.15% min 7,000 KZT max 90,000 KZT - in yuan, 0.05% min 2,000 KZT max 20,000 LEAGUES - in the currencies of the CIS countries

Via BCC Business (money transfer that is not related to the execution of a currency agreement, which requires registration of a document at currency control)

USD/EUR  - 8 000 KZT
CNY - 7000 KZT
RUB - 2 000 KZT

Checking and receiving a currency message without assigning a billing number

Free

Assigning/updating a message account number

Free

Deposits in KZT

+0.5% to the standard rate 

Overnight  

+0.5% to Standard rate

Cash withdrawal through the cashier

Free

Depositing cash through the cashier

Free

Withdrawal/Depositing cash through ATMs

Free

Issue of the #businessprime premium card

Free

Internet acquiring

2.5% min 25 t. according to the maps of the STB RK

3.5% min 350 t. using foreign Bank cards

Tariff for the "Internet Acquiring" product for merchants providing services under MCC within the preferential directions of the International Payment System

2.2% min 25 t. according to the maps of the STB RK

3.5% min 350 t. using foreign Bank cards

Customer payment services made via E-com Micromerchant*: *The terms of this tariff apply to customers (individual entrepreneurs) with an annual turnover of less than 45,000,000 KZT

1.2% min 25 t. according to the maps of the STB RK;

3.5% min 350 t. using foreign Bank cards

Telemedicine services

Free

Cost
299 990 ₸ / months
Loan operations
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Tariffs for Open API services provided by JSC Bank CenterCredit
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Service bureau services
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BCC Business
More
Currency conversion
More
Transactions with refined precious metals
More
Guarantees and suretyships
More
Postal, courier and telecommunication expenses
More
Transactions with collectors' coins made of precious metals
More
Trade finance transactions
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SMS and email notifications
More
Securities transactions
More
Safe deposit box services
More
Custody services
More
Corporate card
More
Tariffs for SBE settlements provided by JSC Bank CenterCredit
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Account-linked #business Virtual card (valid from 31.01.2023)
More
Account-linked #business card (valid from 31.01.2023)
More
Tender guarantee tariffs, in new BCC Business
More
Foreign exchange control
More
Bank account: opening, maintenance and closing
31.03.2025
More
Service packages: Basic, Optimal, Corporate
More
Transfers
Nore
Clearing and settlement
28.05.2025
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Acquiring tariffs
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Installment loyalty plan tariffs
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#BUSINESS PRIME card tariffs
30.01.2025
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SME SERVICE PACKAGES: FREE, OPTIMAL+, PREMIUM, ULTRA
16.05.2025
More
Account-linked #business card (valid from 15.06.2022)
More
Account-linked #business Virtual сard (valid from 15.06.2022)
More
Account-linked #business card (valid from 10.02.2022)
More
Transfers
More
Bank account: opening, maintenance and closing
More
Clearing and settlement
More
Foreign exchange control
More
Payment cards
More
Corporate revolving credit card
More
IE card
More
Packaged offer IE card
More
Service packages
More
Service packages: Basic, Optimal, Corporate
More
Service packages : PRO, PROMAX and FEA Option
More
Tariffs for Open API services provided by JSC Bank CenterCredit (effective from 05.10.2022)
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Tariffs for Open API services provided by JSC Bank CenterCredit (effective from 19.10.2020)
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01.08.2000 No. 39; 23.01.2001 No. 6; 15.02.01 No. 11; 23.04.01 No. 24; 13.06.01 No. 40; 03.07.01 No. 47; 02.09.2001 No. 67; 12.09.2001 No. 69; 30.11.2001 No. 86; 14.12.2001 No. 87/1; 27.03.2002 No. 17; 24.06.2002 No. 50; 15.07.2002 No. 56; 31.07.2002 No. 73; 27.09.2002 No. 92; 14.10.2002 No. 97; 03.12.2002 No. 115; 24.02.2003 No. 13; 27.05.2003 No. 49; 05.06.2003 No. 53; 13.06.2003 No. 59; 11.08.2003 No. 86; 04.09.2003 No. 94; 04.09.2003 No. 98; 08.10.2003 No. 119; 12.01.2004 No. 3; 13.01.2004 No. 6; 25.02.2004 No. 34; 03.03.2004 No. 47; 16.03.2004 Nos. 58 and 59; 23.03.2004 No. 67; 15.04.2004 No. 102; 07.04.2004 No. 86; 27.05.2004 No. 145; 01.06.2004 No. 154; 18.06.2004 No. 169; 18.06.2004 No. 170; 29.06.2004 No. 198; 30.06.2004 No. 201; 08.07.2004 No. 208; 16.07.2004 No. 219; 27.07.2004 No. 231; 30.07.2004 No. 233; 11.08.2004 No. 258; According to Minutes No. 11 of the Tariff Committee Meeting dated 10.08.2004; pursuant to resolutions of the Board of Directors No. 273 dated 18.08.2004; No. 275 dated 18.08.2004; No. 291 dated 26.08.2004; No. 338 dated 01.10.2004; No. 363 dated 29.10.2004; No. 412 dated 08.12.2004; No. 2 dated 05.01.2005; No. 05 dated 14.01.2005; No. 11 dated 21.01.2005; No. 12 dated 27.01.2005; No. 34 dated 02.03.2005; No. 35 dated 05.03.2005; No. 79 dated 12.04.2005; No. 80 dated 12.04.2005; No. 112 dated 13.05.2005; No. 143 dated 03.06.2005; No. 168 dated 01.07.2005; No. 190 dated 19.07.2005; No. 237 dated 22.08.2005; No. 239 dated 22.08.2005; No. 242 dated 24.08.2005; No. 256 dated 05.09.2005; No. 295 dated 14.10.2005; No. 308 dated 19.10.2005; No. 322 dated 07.11.2005; No. 323 dated 07.11.2005; No. 378 dated 30.12.2005; No. 53 dated 17.02.2006; No. 132 dated 03.04.2006; No. 183 dated 04.05.2006; No. 189 dated 05.05.2006; No. 208 dated 15.05.2006; No. 222 dated 23.05.2006; No. 270 dated 22.06.2006; No. 280 dated 28.06.2006; No. 283 dated 28.06.2006; No. 286 dated 29.06.2006; No. 298 dated 05.07.2006; No. 301 dated 05.07.2006; No. 318 dated 14.07.2006; No. 349 dated 31.07.2006; No. 388 dated 21.08.2006; No. 404 dated 23.08.2006; No. 413 dated 04.09.2006; No. 417 dated 04.09.2006; No. 419 dated 06.09.2006; No. 430 dated 15.09.2006; No. 472 dated 05.10.2006; No. 473 dated 06.10.2006; No. 474 dated 09.10.2006; No. 496 dated 18.10.2006; No. 546 dated 23.11.2006; Nos. 571 and 574 dated 05.12.2006; No. 17 dated 15.01.2007; No. 65 dated 19.02.2007; No. 70 dated 22.02.2007; No. 82 dated 05.03.2007; No. 102 dated 13.03.2007; No. 122 dated 27.03.2007; No. 134 dated 03.04.2007; No. 172 dated 18.04.2007; No. 174 dated 20.04.2007; No. 185 dated 26.04.2007; Nos. 217 and 218 dated 15.05.2007; No. 228 dated 22.05.2007; No. 243 dated 30.05.2007; No. 260 dated 05.06.2007; No. 308 dated 27.06.2007; No. 335 dated 05.07.2007; No. 362 dated 23.07.2007; No. 382 dated 31.07.2007; No. 409 dated 10.08.2007; No. 417 dated 20.08.2007; No. 443 dated 05.09.2007; No. 457 dated 20.09.2007; No. 468 dated 02.10.2007; No. 469 dated 04.10.2007; No. 484 dated 19.10.2007; No. 508 dated 06.11.2007; No. 538 dated 26.11.2007; No. 557 dated 13.12.2007; No. 1 dated 04.01.2008; No. 4 dated 10.01.2008; No. 16 dated 18.01.2008; No. 27 dated 31.01.2008; No. 44-2 dated 22.02.2008; No. 65 dated 11.03.2008; No. 93 dated 07.04.2008; No. 107 dated 14.04.2008; No. 141 dated 22.05.2008; No. 142 dated 22.05.2008; No. 173 dated 12.06.2008; No. 194 dated 08.07.2008; No. 214 dated 22.07.2008; No. 242 dated 12.08.2008; No. 259 dated 24.09.2008; No. 312 dated 21.11.2008; No. 318 dated 26.11.2008; No. 335 dated 23.12.2008; No. 34 dated 17.02.2009; No. 42 dated 04.03.2009; No. 48 dated 19.03.2009; No. 78 dated 28.04.2009; No. 120 dated 25.06.2009; No. 185 dated 28.08.2009; No. 231 dated 28.10.2009; No. 263 dated 21.12.2009; No. 6 dated 14.01.2010; No. 13 dated 19.01.2010; No. 75 dated 15.03.2010; No. 94 dated 14.04.2010; No. 140 dated 01.06.2010; No. 174 dated 30.06.2010; No. 250 dated 05.10.2010; No. 293 dated 29.12.2010; No. 29 dated 29.12.2010; No. 75 dated 13.04.2011; No. 102 dated 30.05.2011; No. 206 dated 20.10.2011; No. 5 dated 18.01.2012; No. 39 dated 07.03.2012; No. 93 dated 29.06.2012; No. 116 dated 04.09.2012; No. 129 dated 24.10.2012; No. 157 dated 27.12.2012; No. 37 dated 17.04.2013; No. 75 dated 24.06.2013; No. 102 dated 22.08.2013; No. 117 dated 30.09.2013; No. 1 dated 06.01.2014; No. 84 dated 23.05.2014; No. 123 dated 05.08.2014; No. 178 dated 21.10.2014; No. 4 dated 22.01.2015; No. 100 dated 01.06.2015; No. 20 dated 05.02.2016; No. 98 dated 31.05.2016; No. 114 dated 16.06.2016; No. 149 dated 12.08.2016; No. 165 dated 23.09.2016; No. 218 dated 30.11.2016; No. 7 dated 15.02.2017; No. 29 dated 31.07.2017; BRC Minutes No. 34 dated 17.08.2017; BRC Minutes No. 35 dated 15.09.2017; BRC Minutes No. 36 dated 15.09.2017; BRC Minutes No. 39 dated 20.10.2017; BRC Minutes No. 40 dated 23.10.2017; BRC Minutes No. 41 dated 25.10.2017; BRC Minutes No. 42 dated 14.11.2017; BRC Minutes No. 46 dated 04.12.2017; BRC Minutes No. 48 dated 07.12.2017; BRC Minutes No. 49 dated 11.12.2017; BRC Minutes No. 2 dated 25.01.2018; BRC Minutes No. 5 dated 15.02.2018; BRC Minutes No. 6 dated 20.02.2018; BRC Minutes No. 6-1 dated 22.02.2018; BRC Minutes No. 9 dated 16.03.2018; BRC Minutes No. 11 dated 16.03.2018; BRC Minutes No. 14 dated 20.03.2018; BRC Minutes No. 15 dated 26.03.2018; BRC Minutes No. 16 dated 05.04.2018; BRC Minutes No. 17 dated 18.04.2018; BRC Minutes No. 19 dated 28.04.2018; BRC Minutes No. 16-1 dated 17.04.2018; BRC Minutes No. 20 dated 29.04.2018; BRC Minutes No. 21 dated 15.05.2018; BRC Minutes No. 22 dated 25.05.2018; BRC Minutes No. 23 dated 25.05.2018; BRC Minutes No. 24 dated 25.05.2018; BRC Minutes No. 26 dated 08.06.2018; BRC Minutes No. 27 dated 11.06.2018; BRC Minutes No. 28 dated 15.06.2018; BRC Minutes No. 29 dated 15.06.2018; BRC Minutes No. 30 dated 15.06.2018; BRC Minutes No. 32 dated 19.06.2018; BRC Minutes No. 33 dated 19.06.2018; BRC Minutes No. 34 dated 19.06.2018; BRC Minutes No. 35-A dated 27.06.2018; BRC Minutes No. 37 dated 12.07.2018; BRC Minutes No. 41 dated 25.07.2018; BRC Minutes No. 44 dated 01.08.2018; BRC Minutes No. 45 dated 02.08.2018; BRC Minutes No. 45-1 dated 02.08.2018; BRC Minutes No. 46 dated 06.08.2018; BRC Minutes No. 47 dated 10.08.2018; BRC Minutes No. 49 dated 20.08.2018; BRC Minutes No. 51 dated 11.09.2018; BRC Minutes No. 52 dated 17.09.2018; BRC Minutes No. 54 dated 17.09.2018; BRC Minutes No. 55 dated 19.11.2018; BRC Minutes No. 56 dated 25.09.2018; BRC Minutes No. 59 dated 15.09.2018; BRC Minutes No. 60 dated 15.10.2018; BRC Minutes No. 61 dated 19.10.2018; BRC Minutes No. 63 dated 22.10.2018; BRC Minutes No. 64 dated 29.10.2018; BRC Minutes No. 65 dated 29.10.2018; BRC Minutes No. 66 dated 29.10.2018; BRC Minutes No. 67 dated 31.10.2018; BRC Minutes No. 69 dated 09.11.2018.

100% discount for 60 days

Open a business account in just 
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